Dermatologist Insurance & Indemnity
Dermatologist Insurance
Whether you are a Dermatologist practicing in your own private Practice, or within a Group Practice, you may understand the kind of risks that come attached to a Medical Professional.
Regardless how good your services are, the threat of legal action being taken against you is always present. As a dermatologist, your intention is to always help your patients unfortunately if your patient feels your treatment is responsible for any negative side effects, you may receive a medical negligence claim.
Dermatology is a very sensitive area of medicine. When dealing with skin conditions, from eczema to acne, there is no room for error.
We created a special dermatologists indemnity insurance program. This caters to professionals who are looking to move away from traditional Medical Union insurance providers. Instead, we cover a range of professionals within the specialist sectors, including those who may have previously been subject to claims made against them.
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Protecting Yourself against Medical Negligence Claims
Claims made against you can be incredibly expensive if you have are poorly covered. Should you be found legally liable you are personally responsible to cover any costs such as legal fees and compensation awarded to the claimant or claimants. Having a professional Medical Indemnity policy would cover these costs for you.
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Cover Yourself with our Dermatologist Insurance
The final sum of any Medical Negligence Claim can be extremely costly and without adequate Insurance cover, it could result in a life changing decision such as the end your career as a Dermatologist. Medicas specialise in working with Medical Professionals such as yourself. We help protect individuals such as yourself again these high cost compensation claims, alongside the cost of defence claims should you need it.
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Private Insurance Vs Medical Defence Unions
Medical Defence Unions (MDUs) do not offer complete protection. With defence union memberships, it is important to remember that their Indemnity insurance is discretionary. This means that when a claim is brought against you, the union has the opportunity to review the claim internally. After reviewing your claim, the MDU will decide if they will cover you and your legal costs. If they decide not you, you are personally responsible to cover those costs. Private Insurance offers more cover options as well as a contract of insurance that is legally binding.
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Bespoke Coverage Designed with Dermatologists in Mind
At Medicas, you can rest assured that your dermatologist insurance is a legally binding contract – If you received a claim, we will cover it. Not only are our Indemnity Policies backed with an ‘A’ Rating in security but we also offer optional run off and extended reporting. Allowing you to continue to practice with peace of mind should a lawsuit arise from medical negligence.